One of the most popular financing options, giving you the certainty of a fixed rate of interest and a fixed monthly repayment. *You can trade in your existing car and put this towards the initial deposit, or simply use no deposit. We bespoke the package around you.
This option gives you the benefit of a lower monthly repayment with additional flexibility of deferring part of the cost until the end of the agreement. The deferred amount is known as the Guaranteed Future Value. (GFV) also known as the optional final payment.
This flexible option is sometimes known as Hire Purchase plus balloon. If you would rather make lower monthly repayments throughout the agreement, and defer some of the balance until the end of the agreement this option may suit you.
The agreement is secured against the vehicle. If you do not keep up your repayments, steps may be taken to recover the money you owe, which may include repossession of the car.
Only when all payments under the agreement have been made do you become the legal owner of the vehicle. (Including any fees).
(*Subject to terms and conditions)